How to use the present value calculator
Find how much a future sum is worth today at a given discount rate. Enter future value, discount rate, number of years in the fields above; the present value, discount amount are computed instantly and plotted on the chart so you can see how the answer changes.
Common searches this calculator answers include “present value”, “discount future money”, “PV = FV over (1+r)^n”, “calculate present value”, “find present value”.
Formula
Variables
- FV — Future value ($)
- r — Discount rate (%)
- n — Number of years (years)
Worked example
With future value = 10000 $, discount rate = 6 %, number of years = 10 years, the calculator gives present value ≈ 5,583.948 $; discount amount ≈ 4,416.052 $.
Frequently asked questions
What is the present value calculator used for?
Find how much a future sum is worth today at a given discount rate. It helps with questions such as “present value”, “discount future money”, “PV = FV over (1+r)^n”.
What is the formula for the present value calculation?
Present value ($) = FV / (1+r / 100)^n. Discount amount ($) = FV-[Present value]. Here FV is future value ($), r is discount rate (%), n is number of years (years).
What inputs do I need for the present value calculator?
You need future value in $, discount rate in %, number of years in years. Each field is pre-filled with a typical example so you can see how the result responds as you edit the numbers.
How do I use the present value calculator?
Type values into the input fields. Results and the chart update instantly. Use Reset to restore the example values, Copy results to paste them elsewhere, or Share to copy a link that preserves your inputs.
Is the present value result exact?
Calculations use standard formulas and double-precision arithmetic, then display about seven significant figures. Real-world measurements carry uncertainty, so treat results as estimates unless your inputs are exact.